{"id":6952,"date":"2023-03-18T04:12:15","date_gmt":"2023-03-18T04:12:15","guid":{"rendered":"https:\/\/www.irstaxapp.com\/?p=6952"},"modified":"2023-03-19T10:25:47","modified_gmt":"2023-03-19T10:25:47","slug":"chapter-13-bankruptcy-irs-debt","status":"publish","type":"post","link":"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/","title":{"rendered":"Chapter 13 Bankruptcy: Can IRS Debt be Discharged?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><picture><source srcset=\"https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-1024x576.webp 1024w,https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-300x169.webp 300w,https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-768x432.webp 768w,https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-150x84.webp 150w,https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-750x422.webp 750w,https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-1140x641.webp 1140w,https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy.webp 1200w\" sizes=\"(max-width: 1124px) 100vw, 1124px\" type=\"image\/webp\"><img src=\"https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-1024x576.png\" height=\"632\" width=\"1124\" srcset=\"https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-1024x576.png 1024w, https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-300x169.png 300w, https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-768x432.png 768w, https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-150x84.png 150w, https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-750x422.png 750w, https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy-1140x641.png 1140w, https:\/\/www.irstaxapp.com\/wp-content\/uploads\/2023\/03\/chapter-13-bankruptcy.png 1200w\" sizes=\"(max-width: 1124px) 100vw, 1124px\" class=\"wp-image-6953 sp-no-webp\" alt=\"chapter 13 bankruptcy\" decoding=\"async\" loading=\"lazy\"  > <\/picture><\/figure>\n\n\n\n<p><em>Can IRS Debt be Discharged in Chapter 13<\/em> Bankruptcy? or <strong><em>Can you file Chapter 13 on IRS? <\/em><\/strong>This is the most common question asked by people having difficulties in repaying IRS tax debt. the question. And the answer is Yes , sometimes, IRS debt can be discharged in a Chapter 13 bankruptcy. Filing for bankruptcy under Chapter 13 is a last resort for certain types of taxpayers to get out of tax debt . However, discharging tax debt in bankruptcy can be complex, and whether or not IRS debt can be discharged depends on several factors, including the age of the tax debt, the type of tax debt, and the taxpayer&#8217;s compliance with tax laws.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-662d99b197907\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-662d99b197907\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#What_is_Chapter_13\" title=\"What is Chapter 13?\">What is Chapter 13?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#How_does_it_work\" title=\"How does it work?\">How does it work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#Benefits_of_Chapter_13_bankruptcy_for_tax_debt\" title=\"Benefits of Chapter 13 bankruptcy for tax debt&nbsp;\">Benefits of Chapter 13 bankruptcy for tax debt&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#Not_all_debts_are_eligible_for_discharge_under_Chapter_13_bankruptcy\" title=\"Not all debts are eligible for discharge under Chapter 13 bankruptcy.\">Not all debts are eligible for discharge under Chapter 13 bankruptcy.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#Which_types_of_tax_debt_are_eligible_for_discharge_under_Chapter_13\" title=\"Which types of tax debt are eligible for discharge under Chapter 13?\">Which types of tax debt are eligible for discharge under Chapter 13?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#List_of_debts_that_can_be_wiped_out_under_Chapter_13_bankruptcy\" title=\"List of debts that can be wiped out under Chapter 13 bankruptcy\">List of debts that can be wiped out under Chapter 13 bankruptcy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#What_types_of_IRS_tax_debt_are_not_dischargeable_under_Chapter_13\" title=\"What types of IRS tax debt are not dischargeable under Chapter 13?\">What types of IRS tax debt are not dischargeable under Chapter 13?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#Can_you_get_tax_refunds_during_bankruptcy_proceedings\" title=\"Can you get tax refunds during bankruptcy proceedings?\">Can you get tax refunds during bankruptcy proceedings?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#Can_chapter_13_take_my_tax_refund\" title=\"Can chapter 13 take my tax refund?\">Can chapter 13 take my tax refund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#Can_partnerships_and_corporations_file_for_bankruptcy_under_Chapter_13\" title=\"Can partnerships and corporations file for bankruptcy under Chapter 13?\">Can partnerships and corporations file for bankruptcy under Chapter 13?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#What_happens_when_your_bankruptcy_plan_is_successful\" title=\"What happens when your bankruptcy plan is successful?\">What happens when your bankruptcy plan is successful?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.irstaxapp.com\/chapter-13-bankruptcy-irs-debt\/#Where_do_you_file_a_Chapter_13_bankruptcy_plan\" title=\"Where do you file a Chapter 13 bankruptcy plan?\">Where do you file a Chapter 13 bankruptcy plan?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Chapter_13\"><\/span>What is Chapter 13?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Chapter 13<\/strong>&nbsp;is a specific chapter of the <a href=\"https:\/\/en.wikipedia.org\/wiki\/Bankruptcy_in_the_United_States\" target=\"_blank\" rel=\"noopener\">United States Bankruptcy Code<\/a>&nbsp;that provides laws and procedures for individuals to help them overcome tax debts through a reorganization plan&nbsp;to pay back debts while remaining under the bankruptcy court&#8217;s protection. So the Chapter 13 bankruptcy law allows individuals with regular income to reorganize their debts and develop a repayment plan over three to five years. It is also known as a wage earner&#8217;s plan because it is typically used by individuals who have a regular income but struggle to keep up with their debt payments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_does_it_work\"><\/span>How does it work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Under Chapter 13 bankruptcy, the debtor proposes a repayment plan to the court that outlines how they will repay their debts throughout the repayment period. The repayment plan must prioritize certain debts, such as taxes and secured debts, and provide for the full payment of all priority debts by the end of the repayment period.<\/p>\n\n\n\n<p>During the repayment period, the debtor makes payments to a court-appointed trustee, who distributes the funds to creditors according to the terms of the repayment plan. Once the repayment period is complete, any remaining eligible debts are discharged, meaning the debtor is no longer legally obligated to repay them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_Chapter_13_bankruptcy_for_tax_debt\"><\/span>Benefits of Chapter 13 bankruptcy for tax debt&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Chapter 13 bankruptcy proceedings can be beneficial for individuals who want to avoid foreclosure on their home or repossession of their vehicle, as it allows them to catch up on missed payments throughout the repayment plan. It can also help individuals with high levels of unsecured debt, such as credit card debt or medical bills, as these <a href=\"https:\/\/www.irstaxapp.com\/irs-tax-debt-what-irs-can-do-to-collect-it-what-you-should-do\/\">tax debts<\/a> may be eligible for discharge at the end of the repayment period.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Not_all_debts_are_eligible_for_discharge_under_Chapter_13_bankruptcy\"><\/span>Not all debts are eligible for discharge under Chapter 13 bankruptcy.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Not all debts are eligible for discharge under Chapter 13 bankruptcy, and the repayment plan must be feasible based on the debtor&#8217;s income and expenses. It&#8217;s also important to seek the guidance of a qualified bankruptcy attorney to ensure you understand your rights and obligations under Chapter 13 bankruptcy law.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_types_of_tax_debt_are_eligible_for_discharge_under_Chapter_13\"><\/span>Which types of tax debt are eligible for discharge under Chapter 13?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As per the IRS, only wage earners, the self-employed, and sole proprietor businesses can go for Chapter 13 bankruptcy concerning their tax debts. To be eligible for discharge, the tax debt must meet the following criteria:<\/p>\n\n\n\n<ol><li>The tax debt must be income tax debt.<\/li><li>The tax debt is at least three years old before the bankruptcy filing.<\/li><li>The taxpayer must have filed a tax return for the debt at least two years before the bankruptcy filing.<\/li><li>The IRS must have assessed the tax debt at least 240 days before the bankruptcy filing.<\/li><li>The taxpayer must not have committed any fraud or willful tax evasion.<\/li><\/ol>\n\n\n\n<p>If the tax debt meets these criteria, it may be eligible for discharge in a Chapter 13 bankruptcy. However, it&#8217;s important to note that not all tax debts are dischargeable, and the bankruptcy court will closely scrutinize the taxpayer&#8217;s compliance with tax laws before granting a discharge.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"List_of_debts_that_can_be_wiped_out_under_Chapter_13_bankruptcy\"><\/span>List of debts that can be wiped out under Chapter 13 bankruptcy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Some common types of debts that can be discharged under Chapter 13 bankruptcy:<\/p>\n\n\n\n<ol><li>Credit card debt, including any balance owed on credit cards.<\/li><li>Any unpaid medical bills, as well as any medical debts that have been turned over to collections, can be discharged under Chapter 13.<\/li><li>Personal loans, including loans from friends or family members, can be discharged under Chapter 13 bankruptcy.&nbsp;<\/li><li>Past-due utility bills, such as unpaid electric, gas, or water bills, can be discharged under Chapter 13 bankruptcy.&nbsp;<\/li><li>Payday loans can also be discharged under Chapter 13 bankruptcy.&nbsp;<\/li><li>Certain tax debts.<\/li><li>Certain types of judgments, including those related to personal injury lawsuits and those of breach of contract or civil cases, can be discharged under Chapter 13.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_types_of_IRS_tax_debt_are_not_dischargeable_under_Chapter_13\"><\/span>What types of IRS tax debt are not dischargeable under Chapter 13?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The following types of tax debts cannot be discharged or eliminated even under the Chapter 13 bankruptcy code, mainly because of strict <strong><em>chapter 13 tax return requirements.<\/em><\/strong><\/p>\n\n\n\n<ol><li>If you did not file a tax return for a particular year, any taxes owed could not be discharged through Chapter 13 bankruptcy.<\/li><li>Tax debts for which the return was filed within the last two years of filing the Chapter 13 application can not be discharged.<\/li><li><a href=\"https:\/\/www.irstaxapp.com\/trust-fund-recovery-penalty-calculator-with-faqs\/\">Trust fund taxes<\/a> are taxes withheld from employees&#8217; paychecks for <a href=\"https:\/\/www.irstaxapp.com\/is-social-security-disability-taxable\/\">Social Security<\/a> and <a href=\"https:\/\/www.irstaxapp.com\/additional-medicare-tax-calculator-how-why\/\">Medicare taxes <\/a>or income taxes. These taxes cannot be discharged through bankruptcy.<\/li><li>If a taxpayer was penalized for fraudulently failing to pay taxes or for intentionally underreporting his income, that penalty could not be discharged through bankruptcy.<\/li><\/ol>\n\n\n\n<p>List of debts that can not be discharged under Chapter 13 <\/p>\n\n\n\n<ol><li>Tax debts due for less than three years or those resulting from fraud or willful evasion cannot be discharged. <\/li><li><a href=\"https:\/\/www.irstaxapp.com\/is-student-loan-forgiveness-taxable\/\">Student loans<\/a> are generally not dischargeable under Chapter 13 bankruptcy, except in cases of undue hardship. However, proving undue hardship is very difficult and requires meeting a strict legal standard. <\/li><li>Debts related to child support or spousal support cannot be discharged under Chapter 13 bankruptcy. These obligations must be paid in full under a Chapter 13 repayment plan. <\/li><li>Fines and penalties owed to government entities, such as traffic tickets or court fines, cannot be discharged under Chapter 13 bankruptcy. <\/li><li>Debts incurred after the bankruptcy case is filed, such as new credit card charges, are generally not dischargeable under Chapter 13 bankruptcy. <\/li><li>Any debts not listed in the bankruptcy schedules filed with the court are not dischargeable under Chapter 13 bankruptcy.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_you_get_tax_refunds_during_bankruptcy_proceedings\"><\/span>Can you get tax refunds during bankruptcy proceedings?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There is no bar to <a href=\"https:\/\/www.irstaxapp.com\/tax-refund-date-estimator\/\">receiving tax refunds<\/a> during the pending bankruptcy. However, there may be a chance of delayed refunds, or refunds may be adjusted with an outstanding tax or adjusted for the sanctioned bankruptcy plan. In such cases, you can check the refund status by going to our Where\u2019s My Refund tool or contacting the IRS\u2019 Centralized Insolvency Operations Unit at\u00a0<strong><a href=\"tel:800-973-0424\">800-973-0424<\/a><\/strong>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_chapter_13_take_my_tax_refund\"><\/span>Can chapter 13 take my tax refund?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The answer to this question depends on your repayment plan under approved Chapter 13, your trustee, and how much debt you&#8217;re paying; you might be able to keep your income tax refund if:<\/p>\n\n\n\n<ul><li>Keeping refunds is part and parcel of your bankruptcy plan.<\/li><li>You qualify to &#8220;excuse&#8221; a tax refund turnover.<\/li><li>70% of unsecured debts are paid, or <\/li><li>a &#8220;100% plan.&#8221; for payment of unsecured debt is applicable in your case.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_partnerships_and_corporations_file_for_bankruptcy_under_Chapter_13\"><\/span>Can partnerships and corporations file for bankruptcy under Chapter 13?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>No, for them, the bankruptcy law under Chapter 7 . Here is a list of bankruptcy chapters and who can file under those chapters.<\/p>\n\n\n\n<figure class=\"wp-block-table has-medium-font-size\"><table class=\"has-black-color has-text-color has-background\" style=\"background-color:#dcf1fe\"><tbody><tr><td><strong>Bankruptcy Chapter<\/strong> <\/td><td><strong>Who can file?<\/strong><\/td><\/tr><tr><td>Chapter 7<\/td><td>Individuals ,Partnerships and corporations a<\/td><\/tr><tr><td>Chapter 9<\/td><td>A municipality (cities, towns, counties, taxing districts, school districts and others).<\/td><\/tr><tr><td>Chapter 12<\/td><td>family farmer or family fisherman with a regular annual income.<\/td><\/tr><tr><td>Chapter 13<\/td><td>Wage earners, self-employed, and sole proprietor businesses<\/td><\/tr><tr><td>Chapter 15<\/td><td>Foreign representatives for foreign bankruptcy proceedings<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_happens_when_your_bankruptcy_plan_is_successful\"><\/span>What happens when your bankruptcy plan is successful?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If your bankruptcy plan under Chapter 13 gets approval, you will receive an order to discharge the debt. A discharge releases you (the debtor) from personal liability for certain dischargeable debts. Some taxes may be dischargeable. Whether a federal tax debt may be discharged depends on each case&#8217;s unique facts and circumstances. Consult your <a href=\"https:\/\/www.irstaxapp.com\/tax-attorney-vs-cpa\/\"><strong>bankruptcy tax attorney<\/strong><\/a> to determine which tax debts may be discharged.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_do_you_file_a_Chapter_13_bankruptcy_plan\"><\/span>Where do you file a Chapter 13 bankruptcy plan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In the United States, Chapter 13 bankruptcy plans are filed with the bankruptcy court in the federal district where the debtor resides or has their principal place of business. The process typically involves working with an attorney to prepare and file a petition, schedules, and a repayment plan with the court. The court will then review the documents and may hold a hearing to confirm the plan. Once confirmed, the debtor will pay a trustee to distribute the funds to creditors according to the plan&#8217;s terms. <\/p>\n\n\n\n<p>Summing Up<\/p>\n\n\n\n<p>The answer to <em>an IRS Debt be Discharged in Chapter 13<\/em> Bankruptcy?  is a definite yes, provided your application to the court is carefully examined and filed to the fullest satisfaction of the bankruptcy court. It is very technical, and only a good <a href=\"https:\/\/www.irstaxapp.com\/irs-tax-debt-lawyers\/\">tax debt lawyer <\/a>having experience in Chapter 13 proceedings can bring a smile to your face with successful Chapter 13 bankruptcy plans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can IRS Debt be Discharged in Chapter 13 Bankruptcy? or Can you file Chapter 13 on IRS? This is the most common question asked by people having difficulties in repaying IRS tax debt. the question. And the answer is Yes , sometimes, IRS debt can be discharged in a Chapter 13 bankruptcy. Filing for bankruptcy [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6953,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[157],"tags":[],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/posts\/6952"}],"collection":[{"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/comments?post=6952"}],"version-history":[{"count":3,"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/posts\/6952\/revisions"}],"predecessor-version":[{"id":6970,"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/posts\/6952\/revisions\/6970"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/media\/6953"}],"wp:attachment":[{"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/media?parent=6952"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/categories?post=6952"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.irstaxapp.com\/wp-json\/wp\/v2\/tags?post=6952"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}